Learn more about Mortgage Relief Resources
Virginia Housing offices will be closed on Friday, June 19.
Loans and Specialty Programs
To help your conversations with potential homebuyers, repeat homebuyers and those looking to refinance, here's a list of our loans and specialty programs designed to make affordable housing attainable in Virginia.
Our Offerings
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First Mortgage Home Loans
Find the right fit for your clients. We offer conventional loans through Fannie Mae and Freddie Mac and government loans through FHA, VA and RHS.
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Virginia Housing Plus Second Mortgage
The Plus Second Mortgage pairs one of our eligible first mortgages with a second mortgage that covers the down payment. For certain credit-qualified borrowers, some closing costs may also be covered. This is a 30-year, fixed-rate loan with no prepayment penalty.
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Grants
Our grants can help your clients reduce their out-of-pocket costs when purchasing a home. These grants never have to be repaid.